Several car insurance policies are still sold for 12 months. Although this is fine for a lot of drivers,severalmore requiretempinsurancefor different vehicles they may need to be insured on from time to time.

A commonly accepted definition of short termmotorcover is insurance ranging from one month to as little as 1 day. However, now flexiblecovercan be secured for between 1 to 6 months.

In addition pay-as-you-go options are now available allowing drivers to setup and manage their policy online. This gives the benefit of not having to pay for insurance when it will not be required.

There areseveral situations where drivers may take outone day temporary cover. One of the most common is making sure you are protected when borrowing a friendsautomobile. Although you may be able to drive another vehicle on your annual policy, taking out an extra policy for this could protect any no claims bonus acquired. This could therefore be a cost effective option for more experienced drivers.

Another reasontemporaryinsurance is taken out is to providecoverfor an additional driver so driving can be shared on a longer trip or vacatio.

Insuring a foreign guest while they are visiting is a popular reason. As is securing cover for one day when buying a new vehicle and needing drive away insurance to take it home. Taking a test drive and needingcoverfor a weekend can be another reason.

Manydrivers of vans will either be hiring or borrowing the vehicle. This can be wherecar insurance for 1 week is necessary, when you are using a van for differing reasons.

For thosebikersthat are planning a summer road trip,temp cover could be a solution if themotorbikeyou are riding is not one you use regularly. This may prove economical if they use a car most of the year and will only be riding while they are away.